Early access · Free during beta Launching soon

Am I actually beating the market,
or is this just inflation?

Omnicogi is the analysis layer your broker never gave you. Separate Clean Cash from Market Gains, benchmark every trade, and track your total net worth in one unified ledger. Built for UK investors who value precision.

Join the waitlist
Total Assets £208,400
Stocks & ISA
£79,420
+12.4% XIRR
Savings
£52,100
4.5% AER
Property
£76,880
62% Equity
Stocks 38% Savings 25% Property 37%
Stock Ledger
To: Apr 2026
16.79%
+£11,420 generated on £68,000 net invested
Clean Cash in
£68,000
Deposits£64,400
Net transfers£3,600
Generated Wealth
+£11,420
Capital gains+£8,420
Dividends+£3,000
vs. FTSE 100 · same period
+7.24% +9.55% beta
TOTAL ASSETS: £208,400
£79k
£52k
£77k
How it works

Three steps. One source of truth.

Import once, reconcile against the broker, and monitor your total assets. The whole loop takes minutes and stays accurate as your portfolio grows.

1
Gather

Bring your data together

We’re launching with full support for Interactive Investor CSVs, with more brokers to follow. For property and savings, just add your balances manually.

2
Verify

Trust your numbers

We reconcile your imports against real broker statements. It’s a built-in "sanity check" so all of your net worth is accounted for.

3
Understand

Get the full picture

Finally see your true yield across everything you own. Separate what you saved from what you actually earned with Clean Cash.

Stocks, Shares & Pensions
Equity portfolio analytics & performance
Precision analysis

Beyond the dashboard.

Most apps stop at balances. Omnicogi is an analysis engine designed to uncover the truth behind your performance with institutional precision.

Trade analyzer

Did that trade actually earn its keep?

You made 185% on Rolls-Royce. The market made 2.0%. Omnicogi calculates your relative performance using the "Do Nothing" Test.

Rolls-Royce Holdings · RR.L
Buy Jan 2023 → Sell Jan 2024
12-month hold · sold for +184.9% · ISA wrapper
Outperformed
Your return
+184.9%
105.74p → 301.20p
FTSE 100 · same period
+2.0%
7,554 → 7,705 pts
You vs benchmark
+182.9 pts
You crushed the market
Your trade vs. the benchmark Scale: 0% – 200%
Your return
+184.9%
FTSE 100
+2.0%
Verdict. You outperformed the market by 182.9 points. If you'd held until Jun 2026, you'd have made +362% more on top — so your next decision is informed by the last one.
Actual prices · RR.L vs FTSE 100 · Jan 2023 – Jun 2026 · Prices in GBp
The Clean Cash standard

Don't let a "Total Value" hide your real profit.

Most apps blend your new deposits with your dividends and capital gains. It looks impressive, but it hides how your money is actually working.

One number is never enough.

Omnicogi keeps a permanent ledger of every move across your accounts. We separate Clean Cash (the net money you put in) from Market Gains (the wealth your money made).

Even when you sell a position or close a savings account, that history stays on your lifetime returns. We track monthly fees and interest earned on cash, ensuring dividends are tracked as income and never blended back into your cost basis.

We calculate everything using Newton-Raphson XIRR: the same standard used by professional fund managers to measure real performance.

Read the methodology
Metric Others Omnicogi
Headline figure Blended total Clean Cash + Market Gains
Deposits Hidden Tracked separately
True yield Unknown XIRR · daily-weighted
Sold positions Disappear Stay on lifetime returns
UK wrappers Generic ISA · SIPP · GIA
Deep insights

Always know where your money is.

Don't let your wealth become fragmented. Understand exactly where your capital is deployed and stay on top of your UK tax wrappers in one view.

Total Asset Allocation

See your exposure across industries, geographies, and asset classes including cash and property.

Asset Class Split
Stocks 40% Property 35% Savings 20% Other 5%
Stocks — Sector Breakdown
Info. Technology 32%
Financials 22%
Health Care 18%
Industrials 14%
  • Total asset weighting
  • Allocation shifts over time

UK Tax Insight

Built for the UK. Track performance within ISA, SIPP, and GIA wrappers separately.

ISA
£20k
SIPP
£60k
GIA
£42k
  • ISA/SIPP wrapper separation
  • Capital Gains monitoring
  • UK tax year alignment
Property Tracking
Mortgages, equity & rental yields

Record your property value alongside your portfolio.

Track primary residences and rental properties alongside your stocks and savings. Omnicogi monitors your Loan-to-Value ratio, net rental yields, and equity growth so your full net worth is always visible.

Primary Residence

Monitor LTV and equity build-up as you pay down your mortgage.

Rental Yields

Calculate net yields after maintenance, management, and tax.

Main Home
£120k Equity
69% LTV
£268k Mortgage £388k Value
London Flat
4.8% Net Yield
Cash Savings Tracking
Interest rates, ISAs & real returns

Know your real return, after inflation.

Bring your savings accounts and cash ISAs into the fold. Omnicogi tracks your interest rates and compares your cash returns against inflation, so you can see the true purchasing power of your money.

Cash ISA Tracking

Monitor ISA contribution limits and interest rates in one place.

Inflation Benchmarking

See your real yield after CPI inflation is taken into account.

Real Yield vs CPI +1.9%
Average Interest 4.5%
CPI 2.6%
Monzo
4.1%
Premium Bonds
4.4%
Retirement Modelling
FIRE (Financial Independence, Retire Early) projections

Model the path to financial independence.

Omnicogi projects your wealth trajectory based on your current savings rate, portfolio return, and spending targets — showing exactly when your investments will outpace your costs.

  • FIRE crossover date projection
  • Withdrawal strategy modelling
  • Adjustable savings & return assumptions
52
FI Crossover Age
£900k
Portfolio Target
£1,200
Monthly Savings
7.2%
Real Return
Accessible pot (ISA/savings)
Pension pot (workplace/SIPP)
FI target  £900k
Coming Soon

The Roadmap to Total Assets Tracking

Your privacy

Your data stays yours.

We analyse your portfolio from files you upload. No broker logins, and no automatic account access.

No broker credentials, no account access

You keep control: no usernames, passwords, API keys, or automatic account connections. Your data enters the app only when you upload a file.

Encrypted in Google Cloud

Uploaded files are encrypted in transit and at rest on Google Cloud infrastructure.

Read the full privacy policy →

Get precise metrics for your total assets.

Join the waitlist for early access. We'll let you know the moment your broker is supported.

Get early access Read the methodology

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Spot a bug, or have a suggestion for the site? Let us know.